Vehicle Financing Solutions for All

Atlantic Credit, Inc. is a secondary lender, specializing in automobile financing.  We try and help individuals by providing financing options, which enable them to build or rebuild their credit.  By presenting these opportunities, we are helping our customers to have better financing options in the future.  Our customers come to us for financing and competitive rates in the secondary lending market.  In exchange, our customers must make timely payments.  Together, we can improve our customers’ financial outlook and drive them into a positive future.


We work with you when the big banks won’t to obtain the loan you need for the car you want.


We give you a disciplined means by which to develop and improve your credit standing & rating.


With longstanding dealership relationships in North Carolina, we can help you find the perfect car for you.


Access our online payment portal to make a payment. Or call 1-877-362-1623 to make a payment by phone.


Mission, Vision, and Values

Mission Statement

Our mission is simple: to provide the best customer service experience for individuals in North Carolina who are seeking automobile purchasing options through a lender that can help those with good, bad, little or no credit. We provide the best service, with the best people, using the best technology and at the best rates.  Contact us today.

Our purpose is to provide individuals with financing options for their automobiles, specifically catering to those who wish to build or rebuild their credit.  We give a hand-up to individuals who need a second chance or are new to the credit world and wish to establish themselves.  We want Atlantic Credit, Inc. to serve as the reliable go-to automobile financing company whom people trust to achieve these goals.  Trust in Atlantic Credit and Atlantic Credit will trust in you!

Our Values

  • Integrity
  • Honesty
  • Transparency
  • Fairness

How We Can Help

Do you need financial and/or sourcing assistance for an automobile? Do you live in North Carolina? If yes, then please contact us at 919-200-6648 or fill out the form on our contact page. We hope to hear from you soon.

Online Payment Portal

Click here to access online payment portal on a new page.

Or call 1-877-362-1623 to make payment by phone.


Contact Atlantic Credit Today

Contact us

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about any of our products or services.